Spend
or save The stedent's dilemma
do you preter to saw
nn you feel as confused and manipulated as I do with this question, "Should I sp
ve?I think that the messages we get from our environment seem to defy
conmon sense and contradict each other. The gov
nt tells us to spend or we'l
ses with one
get out of the recession. At the same time, they tell us that unless we save more
offer higher interest rates so we increase savings.
Mlene's another famillar example: If we don't pay our credit card bill on time, we get
demanding, nasty emails from the credit card company saying something like: "Your
failure to pay is unacceptable. Pay immediately or you'll be in trouble!"Then, as soon
as we pay, we get a follow-up emall in a charming tone telling us how valuable a
