询问贷款条件： What are the loan terms for purchasing a car?
Can you explain the conditions of the auto loan?
Are there different types of loans available for buying a car?
关于利率：
What is the current interest rate for auto loans?
Is the interest rate fixed or variable?
Can I qualify for a lower interest rate?
了解还款计划：
What is the duration of the loan?
Can I choose the length of the repayment period?
Are there penalties for early repayment?
谈论月供和总还款额：
What will be my monthly payments for this loan?
Can you provide an estimate of the total repayment amount?
Are there any additional fees included in the loan?
关于首付和贷款额度：
How much is the down payment required for the loan?
What is the maximum loan amount I can qualify for?
Is there a minimum credit score requirement?
询问申请流程：
What documents do I need to provide to apply for the loan?
How long does the loan approval process usually take?
Can I apply for pre-approval?
了解保险要求：
Are there insurance requirements for the auto loan?
Can you recommend insurance providers for the financed car?
How does the loan handle insurance claims?
关于额外费用：
Are there any hidden fees associated with the loan?
What is the origination fee for the auto loan?
Do I need to pay for credit check or appraisal fees?
谈论贷款用途和限制：
Can the loan cover additional expenses like taxes and fees?
Are there any restrictions on the type or age of the car I can purchase with the loan?
了解贷款的提前还款政策：
Can I make extra payments towards the principal without penalties?
Are there restrictions on paying off the loan early?
How can I set up automatic payments for the loan?
关于贷款延期和调整：
What options do I have if I face financial difficulties during the loan period?
Can I request a loan extension or modification?
